Student Financial Services

Frequently Asked Questions

How do I file the FAFSA?

  1. Register for a Federal User ID (FSA ID) at (Dependent students and a parent must each have their own FSA ID.) The FSA ID consists of a user-created username and password. It allows users to electronically access personal information on Federal Student Aid Web sites as well as electronically sign a FAFSA.
  2. Visit and complete the FAFSA on-line. (Returning students should file a renewal FAFSA.)
  3. Include Xavier University's school code (003144) on the FAFSA.
  4. Electronically sign the FAFSA. Dependent students are required to have both their signature and their parent's signature on the FAFSA.
  5. Once the FAFSA is received by Xavier University (usually 7 days from when you file), we will generate a Financial Aid Award and notify the student (via the email address listed on the FAFSA). Financial Aid awards can be reviewed in the student hub, self-service.

How do I apply for a Direct loan?

  1. Register for a Federal User ID (FSA ID) at
  2. File the FAFSA at
  3. Receive your financial aid award from Xavier's Student Financial Services.
  4. First time borrowers must complete Entrance Counseling and a Master Promissory Note (MPN).

How do I apply for the Parent PLUS loan?

  1. Parents should register for a Federal User ID (FSA ID) at (if one hasn't already been created). The FSA ID consists of a user-created username and password.
  2. Determine the desired amount of the loan and loan period (i.e. semester or academic year).
  3. Fill out the Direct PLUS Loan Request at
  4. Complete the Parent PLUS Master Promissory Note.
  5. The Student Financial Services Office will process the request and notify the student (via the email address on the FAFSA). The Department of Education will notify the parent if they are approved or denied.

How do I apply for alternative loans?

  1. Review Xavier's recommended alternative loan programs. You may choose any lender.
  2. Apply for a loan that suits your purposes.
  3. The lender will review the application and notify the student of their decision.
  4. Xavier's Student Financial Services Office will receive the request to certify the alternative loan if the loan has been approved.
  5. Approved loans will disburse to your account at Xavier once it has finally been approved by your lender. The earliest disbursement date will be 5 days before the start of a semester.

Do I need to make an appointment to meet with a Xavier financial aid counselor?

We are currently not accepting drop-ins.  If you would like to make an appointment to have a meeting with a counselor via Zoom please send an email to and list the student's name, Xavier ID number, the concern(s) you would like to discuss, a day/time you are available during our regular business hours, as well as a phone number and a counselor will contact you.  Please note that it may take a few business days before a counselor will respond.