Benefits Rates
The rates for all benefits are based on the elected plan and coverage level. The monthly rates for 2024 are as follows:
Medical
Rates
| Tier |
PPO Standard |
PPO Wellbeing* |
HDHP Standard |
HDHP Wellbeing* |
| Employee |
$223 |
$173 |
$120 |
$70 |
| Employee + Spouse** |
$409 |
$359 |
$201 |
$151 |
| Employee + Child(ren) |
$380 |
$330 |
$181 |
$131 |
| Family** |
$615 |
$565 |
$283 |
$233 |
*The $50 monthly wellbeing incentive is applied for employees who completed the wellbeing rate requirements.
**If the spouse has access to medical insurance through their own employer, a $400 monthly spousal surcharge is assessed on top of the monthly premium.
Dental
Rates
| Tier |
Core |
Enhanced |
| Employee |
$23.40 |
$30.08 |
| Employee + 1 |
$45.09 |
$57.83 |
| Family |
$79.49 |
$101.87 |
Vision
Rates
| Tier |
Premium |
| Employee |
$5.53 |
| Employee + 1 |
$10.10 |
| Family |
$15.36 |
Basic Life and AD&D and Long Term Disability
Employer paid; no cost to the employee.
Voluntary Life
Rates
| Age Band |
Per $1,000 |
| <25 |
$0.05 |
| 25-29 |
$0.06 |
| 30-34 |
$0.08 |
| 35-39 |
$0.09 |
| 40-44 |
$0.11 |
| 45-49 |
$0.16 |
| 50-54 |
$0.27 |
| 55-59 |
$0.44 |
| 60-64 |
$0.68 |
| 65-69 |
$1.27 |
| 70-74 |
$2.06 |
| 75+ |
$3.99 |
| Child Life/AD&D |
$0.15 / $0.02 |
| Employee & Spouse AD&D |
$0.02 |
Accident
Rates
| Tier |
Plan 1 |
Plan 2 |
Plan 3 |
| Employee |
$9.55 |
$18.04 |
$26.99 |
| Employee + Spouse |
$16.27 |
$30.78 |
$45.59 |
| Employee + Child(ren) |
$16.55 |
$31.31 |
$46.37 |
| Family |
$22.33 |
$42.26 |
$62.60 |
Critical Illness
Rates are listed in BenefitFocus and are based on age and level of coverage.