Insurance this year is being offered by Anthem Student Advantage

Student Health Insurance Plan (SHIP) Requirements

All students must complete the SHIP requirements on an annual basis, prior to arriving to Xavier for the Fall Semester, or for those arriving for the first time prior to the Spring Semester of the academic year. This must be done each academic year that the student is enrolled at Xavier University, as an undergraduate (ALL INTERNATIONAL STUDENTS ARE ENROLLED IN THE PLAN, unless an approved waiver is on file). Whether the student already has insurance and intends to waive the plan offered through Xavier, or whether the student plans to accept the plan offered through Xavier, action must be taken. Please watch the below video for complete instructions on this process, and to reach SHIP compliance. Get answers to the most asked questions about this process by viewing the FAQ.

Students enrolling for the fall semester, 2019 will have the opportunity to submit health insurance information from June 18th (after 7:00 PM EST) through September 13th, or opt into the plan offered through Xavier University. Please watch for an email from AHP (Academic HealthPlan) regarding enrollment which will provide the necessary information for waiving out of or enrolling in this plan. Visit our enrollment/waiver site to learn more. This year we are very pleased to have our plan through Anthem Student Advantage. Please see our benefit flyer for all of the details.

For Fall Semester 2019-20, you will visit the waiver/enrollment site and log in with your Student ID # including the zero's, and your password will be your birthdate as an 8-digit number with no special characters, ex. March 20, 1998, would be 03201998).

All full-time undergraduate students taking at least 12 credit hours and all International students with F-1 and J-1 Visas are required to have current health insurance coverage with a U.S. claims address.

  • All students meeting the above criteria will be automatically charged for Xavier's student health insurance plan, until proof of other coverage is furnished through the waiver process. Once the waiver has been verified the charge on the bursar account will be reversed.
  • All full time undergraduate students must follow this requirement each academic year. This helps ensure access to medical care for our students and protects their investment in a Xavier education.

  • You may use your existing health insurance to satisfy this requirement or you may purchase the health insurance offered by Xavier.
  • The waiver period runs from June 18th-September 13th. Waivers received after September 13th, will not be accepted, and you will be enrolled in the student health insurance plan, and charged accordingly.
  • Out of State Medicaid, or Out of Network? Out of State Medicaid is not in-network at the TriHealth Clinic at Xavier. Investing in the Xavier-offered plan may help avoid costly medical bills, without losing the Medicaid in your home state. If your insurance is not in-network with TriHealth, the Xavier-offered plan may also help you avoid costly medical bills. Under your plan, check to see if G. Stephen Cleves is in-network. If he is, all providers at our Xavier TriHealth Clinic will be in-network with your plan.
  • Domestic Graduate students are not automatically charged, therefore do not need to go through the waiver process. These students may opt to enroll themselves in the plan. This is not automated for graduate students - a form must be submitted to complete your enrollment in the plan. Access the form here. International Graduate students with F-1 and J-1 Visas are automatically charged and are required to have current health insurance coverage with a U.S. claims address. INT students will be assisted with completion of enrollment in the health insurance plan at International Student Orientation upon arrival to campus.
  • We urge all students (graduates and undergraduates), regardless of major and status, to check their bursar account for the health insurance charge. If you see the charge on your account and you already have your own insurance, complete the waiver process online. It takes under 5 minutes to complete the process. If you see the charge on your account, then you will be able to complete the waiver. If the charge is not on your account, then there is no need to submit anything.

Health Insurance Utilization on Campus:

Healthcare services at Xavier's campus is being provided by TriHealth. In order to access health services on campus, all Xavier student's are required to present their insurance card, and pay the corresponding copayment as directed by each individual's insurance coverage plan. Students may elect to use Xavier's student health insurance or an existing plan to receive care on campus.
Please email for questions regarding the student health insurance waiver process.