Certificate IN FINANCIAL PLANNING
The financial planning field is experiencing tremendous growth from both financial professionals and those who are new to the field. In order to meet the challenges faced by financial planning professionals, it is becoming increasingly more important to develop the necessary skills and knowledge, which will help clients manage their risks and achieve their goals.
As people live longer during retirement and are more responsible for their own retirement plans, demand for financial planners will continue to grow faster than average.
Xavier University's Executive Certificate in Financial Planning program has been designed for professionals in the brokerage, insurance, accounting, banking, and related industries. Whether you are new to the financial services industry or a seasoned financial services professional, this program is designed to be equally beneficial. An outstanding faculty presents the material in a manner that is clear, concise and understandable. The program will focus on the technical aspects, practical application, ethical and professionalism of financial planning. The topics covered by this program are:
• The Process of Financial Planning
• Insurance Planning
• Investment Planning
• Income Tax Planning
• Retirement and Employee Benefit Planning
• Estate Planning
Xavier offers this program in partnership with Kaplan Schweser, the leading provider of financial planning and education materials. Kaplan Schweser has helped more than 10,000 financial professionals pass the CFP® Certification Examination. Because of Kaplan's extensive experience in providing financial planning education, students participate in an efficient and effective learning environment.
You Will Learn
- Fundamentals of Financial Planning and Insurance
- Investment Analysis and Portfolio Management
- Taxation of Persons, Property and Other Entities
- Retirement and Employee Benefits
- Estate Tax Planning
- Cases in Financial Planning
More Course Information
- Education
- Examination
- Experience
- Ethics
- Program Structure
- Admission Criteria
- Application Procedures
- Certificate
- Enrollment Tuition
- Program Faculty
Fundamentals of Financial Planning and Insurance Planning
This course will introduce students to the theory and practice of financial planning. Students will receive an overview of specific areas of financial planning such as income tax planning, investment planning, retirement planning and estate planning. In addition, the course will present topics on the concepts of time value of money, education and retirement funding, and insurance planning. A financial calculator such as an HP 12C is required for this course.
Investment Analysis and Portfolio Management
This course introduces investment strategies, portfolio allocation theory and application, debt and equity securities, and portfolio management strategies. This course will also emphasize the importance of determining a client's risk tolerance and goals and then managing an investment portfolio that incorporates a client's level of risk, while achieving their goals.
Taxation of Persons, Property and Other Entities
This course will focus on the federal income tax system. Topics will include gross income inclusions, exclusions, deductions, exemptions and credits. This course will consider the income taxation of individuals, sole proprietorships, partnerships, LLCs, and corporations (including S corporations). Finally, this course will present the students with taxation avoidance and minimization alternatives.
Retirement and Employee Benefits
This course includes the comprehensive study of qualified and non-qualified retirement plans, other tax-advantaged plans, and employee benefits. In addition, this course will present an overview of the social security, disability, and health care program.
This course will provide students with an introduction to estate planning and the taxation of estates for the purposes of financial planning. In addition, the overall tax implications of gifts and bequests will be presented in a manner that provides students with taxation avoidance and minimization techniques to be used when planning a client's estate.
This course will involve case analysis and the integration of the six major areas of personal financial planning, which include:
• Fundamentals of Financial Planning
• Insurance Planning
• Investment Planning
• Income Tax Planning
• Retirement Planning
• Estate Planning
Students will examine the financial condition of individuals or families in a real-world application of the financial planning topics that have been covered in the previous five courses. Students will have the opportunity to develop a financial plan and present their recommendations. The course is an excellent preparation tool for professionals entering the field and for case type questions on the CFP® Certification Examination.
Education
The Education requirement can be fulfilled by successfully completing Xavier's Certificate in Financial Planning program. Certain professionals such as a Ph.D., D.B.A., JD, CFA, CPA, ChFC or CLU may challenge the exam. Once you become a CFP® certificant, you will be required to complete 30 hours of continuing education every two years.
Examination
The CFP® Certification Examination is given three times per year in March, July, and November. The national pass rate on the examination is approximately 50%. Based on a 1999 Job Topic Study, CFP Board issues a topic list covering 89 areas a candidate should be prepared to answer at the evaluation level or lower.
Experience
The education and experience requirments changed effective January 2007. In order to receive CFP® certification, the candidate must earn three years of related work experience. This experience must be completed in the ten years preceding the exam or five years after the exam. In addition, the candidate must also have a bachelor's degree, in any discipline, from a regionally-accredited U.S. college or university.
Ethics
CFP® certificants are required to abide by CFP Board's Code of Ethics and Professional Responsibility and Financial Planning Practice Standards. In addition, CFP® certificants are required to disclose to CFP Board if involved in a criminal or civil proceeding.
Program Structure
The Executive Certificate in Financial Planning is a sequential six-course certificate program that meets one week night a week and one Saturday out of the month. Students can expect to complete the program in nine-months. Please refer to our web site for the most current schedule of offerings.
Admission Criteria
Participants in the certificate program must have a four-year degree. Any requests for exceptions to the above admissions requirements must be made in writing to the Program Director.
Application Procedures
Students can download a copy of our application from www.xavier.edu/xlc or call 513-745-3396.
Certificate
Upon successful completion of all required courses, participants will receive a certificate of completion from Xavier University. Xavier is registered by CFP Board. Students who successfully complete the Executive Certificate will be eligible to sit for the CFP® Certification Examination.
Enrollment Tuition
Costs for the six-course curriculum is $4,500, plus books and materials. The tuition is required prior to the first day of class.
Program Faculty
Xavier University is proud to have assembled an outstanding faculty, in conjunction with Kaplan Schweser. All faculty in the Executive Certificate of Financial Planning program have either the CFP® certification, a professional designation or license. The faculty presents the material in a manner that allows students to utilize their time efficiently and effectively outside of the classroom.
Information Sessions
Nov. 12, 2009
Jan. 14, 2009
6:00 p.m. - 7:30 p.m.
Call 513-745-3396 to register!
Webcast Information Session
Dec. 10, 2009
12:00 p.m.
Call 513-745-3396 for information.
Open Enrollment Course Fees
$4,500
Impacted by the Economy?
Contact us for more information on how you may qualify for Economic Stimulus Funds for XLC Certificate Programs by completing ‘Request Information’ form or call (513) 745-3396 or toll free: 1-800-982-2673.
Dates & Times
Jan. 21-Sept. 11, 2010
Thursday evenings and approximately one Saturday per month
Thursdays: 5:30 - 9:45 p.m. Saturdays: 9:00 AM - 5:00 PM
Printer-Friendly Registration Form
Custom and Group Training
You can bring this course to your company for any size group. Contact us for more information on how you can save your company money.
