Health Insurance Requirements

In accordance to U.S. Federal regulations, and in compliance with University policy, all international students holding an     F-1 or J-1 student visa are required to enroll in Xavier University's Student Health Insurance Plan. Because the United States does not operate on a socialized medical scale, this plan provides essential health coverage for students during their time at Xavier.

Please note the following:

  • International students will be automatically enrolled and billed for the Xavier University Student Health Insurance Plan through their Xavier account.
  • No international health insurance policies will be accepted in lieu of the Xavier University Student Health Insurance Plan.
  • Only students holding an F-1 student visa who are employed in the United States and receive health insurance through their company, or students who are a dependent of a parent who works in the United States and receive health insurance through the company, may request to waive out of the Xavier University Student Health Insurance Plan.
  • If you have comparable insurance coverage that meets the minimal requirements below, you may submit a Health Insurance Waiver application along with your coverage letter verifying that your insurance has the minimal requirements to waive out of buying Xavier University health insurance.  

Minimum Insurance Requirements for F1 students: 

Plan provides benefit coverage of at least $100,000 US dollars

Plan has a deductible not to exceed $500 

Plan has NO Daily Limits of hospitalization charges 

Plan provides medical evacuation coverage of at least $50,000 

Plan provides repatriation coverage of at least $25,000 

Plan provides mental health coverage 

Plan provides coverage in the Cincinnati region 

Plan is Affordable Care Act (ACA) comparable 

Plan is in English and has a US billing address

Minimum Insurance Requirements for J1 students: 

Plan provides benefit coverage that meets the requirement as deemed adequate by the Department of State. To see all requirements needed please click on the following link: http://j1visa.state.gov/sponsors/how-to-administer-a-program/.

 

If you have any questions, please contact Ms. May Lee Moua-Vue, Assistant Director, International Student & Scholar Services.