Student Insurance

Fall, 2009:  We are currently in the annual renewal process for our Xavier-sponsored student health insurance Plan.  Please check back over the next several weeks, as we will be updating our information for the 2008-2009 insurance year as it becomes available.  This will include information about enrolling in the Plan or removing the insurance charge from your bursar bill, 2008-2009 brochure with benefit information, downloadable forms, etc.  Check back often and, in the meantime, thank you for your patience.

Like most universities, Xavier requires that all full-time undergraduates are covered by a health insurance plan. This helps ensure access to medical care for our students and protects their investment in a Xavier education. You may use your existing health insurance to satisfy this requirement or you may purchase the health insurance offered by Xavier.

The Xavier-sponsored Plan is underwritten by Aetna and provides up to $50,000 of coverage and includes a prescription benefit card. Coverage begins on August 15, 2007 and continues until August 14, 2008 and uses the world-wide Aetna panel of providers.  Important information about student health insurance will be mailed to all students later this summer.

Xavier requires that full-time undergraduate and all F-1 and J-1 Visa international students are covered by health insurance. Full-time undergraduate students and all F-1 and J-1 Visa international students are automatically enrolled in our Student Health Insurance Plan and a charge will appear on the bursar bill. For domestic students only, the charge can be removed by providing proof of other health insurance coverage. International students may not waive participation in this Plan.

Xavier graduate students are eligible to purchase a Student Health Insurance Plan through Xavier. The Plan provides:

• Year-round coverage available from August 15, 2007 through August 14, 2008
• $50,000 Aggregate Maximum benefit per Accident or Sickness
• Access to the Aetna national network of Preferred Providers
• Aetna National Prescription Drug Card with $15 Generic and $25 Brand-Name copays up to a maximum of $500 per year
• Value added discount programs for vision care and alternative medicine
• Unlimited benefits for Medical Evacuation and Repatriation

Even if you are already covered by an existing health insurance plan, you may wish to consider keeping the coverage offered by Xavier. While any student is eligible to receive services at the McGrath Health and Counseling Center, many insurance companies will consider our Office to be “out-of-network” and may reduce or deny payment for the claim. With the Xavier-sponsored Plan:

• most charges at the Health Center are covered at 100%
• there is no copay for an office visit
• hospitals close to campus are in-network approved
  providers
• you have access to the entire Aetna network of providers

Waiving the Xavier health insurance plan does not preclude your use of the Health and Counseling Center, which is a fully-equipped primary care office. Our physicians are board-certified in Internal Medicine and have their own practices when not at Xavier. Our nurses are certified in College Health.  You can be assured of excellent medical care at Xavier and all students are welcome to use the Center.